Frequently asked questions

Here are some frequently asked questions. Should you have any questions that are not answered below, please contact us here.

Q What information is provided in the home loan report?
A
  • Borrowing Capacity – the estimated amount you can borrow (this may differ between lenders, however, it provides a good estimation).
  • Stamp Duty – the fee payable to the State Government for the transfer of property ownership.
  • Featured Interest Rates – some of the interest rates on offer today, from our range of lenders.
  • Weekly/Monthly Repayments – estimated repayments based on the loan amount and information you have provided.
  • Properties in your Postcode – a list of comparable sales and current listings in your area.
  • Interest Rate History – history of interest rate changes over the last 24 months.
  • Local Demographics and Property Data – information about people who live in the area and property related data.
  • Home Loan Professional - contact details of a local home loan professional.

 View the sample report >

Q What does it cost to receive this home loan report?
A

HomeLoanReport.com.au provides this service FREE of charge.

Q Why will a home loan professional contact me?
A

The report you will receive is an indicative report based on the information you provided. A home loan professional will be able to provide expert advice and market knowledge about a selection of loans and products available to you. A home loan professional's experience, process and documentation follow-up; and personal banking relationship will help tailor a home loan package based on your individual circumstances. This is completely obligation free. Click here to read about how a home loan professional can be of benefit to you.

Q Where does HomeLoanReport.com.au get the data from?
A

HomeLoanReport.com.au consolidates data from different sources including realestate.com.au, CoreLogic RP Data, Australian Bureau of Statistics, BOQ, eChoice, Loan Market, ratesonline.com.au, QInvest LoanFinder, RAMS, Smart Finance, UNIQ Finance or Yellow Brick Road.

Q What format is my report provided in?
A

You will receive an email with a link to the online home loan report within minutes of completing the questions.