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Hi {{ reportData.firstName }},



Thank you for your enquiry. Please find below your free home loan report.



Thank you for your enquiry. Please find below your free property and home loan report.

As you are considering your mortgage options, {{ reportData.brokerFullName }} from {{ reportData.brokerCompanyName }} will be in contact with you shortly to discuss your property and home loan requirements. Should you have any immediate queries, please contact them directly.


Thank you for your enquiry. Please find below your free property and home loan report.

A home loan professional from {{ reportData.brokerCompanyName }} will be in contact with you shortly to discuss your requirements and home loan options that may best suit you.

Your local home loan professional

Your local home loan professional

{{ reportData.brokerFullName }}

This home loan report enables you to:

1. Calculate your potential borrowing capacity and repayments.

2. Find out stamp duty, other fees & required loan amount.

3. Get in touch with your local home loan professional to discuss products and rates that may best suit you.

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{{ reportData.brokerFullName }} will contact you to verify your borrowing capacity as this may vary.

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Click Here for Important Information
  • Borrowing Capacity is calculated based on the information you submitted, the lowest featured basic variable rate below as of today and a loan term of 30 years. This result is a guide and does not relate to any specific lender.
  • Deposit of 10% has been used in the calculations, however this may vary between lenders and the amount borrowed. Please note that should the Loan to Value Ratio (LVR) be greater than 80%, Lenders Mortgage Insurance (LMI) may apply. LMI cost varies between lenders. Your home loan professional will be able to discuss if this will impact you and your loan.

  • Potential New Loan is calculated based on your property’s value today less your deposit of 10% on the new loan. Potential New Loan may include LMI if your LVR is greater than 80%. LMI cost varies between lenders. 

    • Should this amount be less than the Required Loan, you may not be able to refinance your existing loan.

    • Should this amount be greater than your Borrowing Capacity then you may not be able to borrow this full amount.

  • Required Loan is the outstanding balance on your current home loan. Should this amount be greater than your Borrowing Capacity then you may not be able to refinance your existing loan. Required Loan may include LMI if your LVR is greater than 80%. LMI cost varies between lenders. 

        Please see full Disclaimer here.

  • Borrowing Capacity is calculated based on the information you submitted, the lowest featured basic variable rate below as of today and a loan term of 30 years. This result is a guide and does not relate to any specific lender.
  • Stamp Duty, payable to the State Government, is calculated based on the value of the property and the state in which the property is located. This is subject to change at any time.  
  • Upfront Fees include estimate conveyancing and bank fees. These numbers are indicative and may vary between providers.
  • Deposit of 10% has been used in the calculations, however this may vary between lenders and the amount borrowed. Please note that should the Loan to Value Ratio (LVR) be greater than 80%, Lenders Mortgage Insurance (LMI) may apply. LMI cost varies between lenders. Your home loan professional will be able to discuss if this will impact you and your loan.
  • Should Your Funds Available be lower than the Total Initial Funds Required, you may need additional funds to purchase this property.
  • The Required Loan is how much you may need to borrow based on your funds available and the property value you provided. Should this amount be greater than your Borrowing Capacity, then you may not be able to borrow the full amount required. Required Loan may include LMI if your LVR is greater than 80%. LMI cost varies between lenders. 

        Please see full Disclaimer here.

  • Borrowing Capacity is calculated based on the information you submitted, the lowest featured basic variable rate below as of today and a loan term of 30 years. This result is a guide and does not relate to any specific lender.
  • Stamp Duty, payable to the State Government, is calculated based on the value of the property and the state in which the property is located. This is subject to change at any time.  
  • Upfront Fees include estimate conveyancing and bank fees. These numbers are indicative and may vary between providers.
  • Deposit of 10% has been used in the calculations, however this may vary between lenders and the amount borrowed. Please note that should the Loan to Value Ratio (LVR) be greater than 80%, Lenders Mortgage Insurance (LMI) may apply. LMI cost varies between lenders. Your home loan professional will be able to discuss if this will impact you and your loan.
  • Should Your Funds Available be lower than the Total Initial Funds Required, you may need additional funds to purchase this property.
  • The Required Loan is how much you may need to borrow based on the initial funds required to purchase this property and the property value you provided. Should this amount be greater than your Borrowing Capacity, then you may not be able to borrow the full amount required. Required Loan may include LMI if your LVR is greater than 80%. LMI cost varies between lenders. 

        Please see full Disclaimer here.

How your deposit can impact your repayment:

%
Deposit
Required loan
LMI
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%p.a.
Weekly repayments
{{ row.percent }}%
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{{ (reportData.propertyValue + (row.percent >= 20 ? 0 : row.lmi) - reportData.propertyValue * row.percent / 100) | noFractionCurrency }}
{{ row.lmi | noFractionCurrency }}
{{ bestRate.interestRate | number:2 }}%p.a.
{{ calculateRepayment(reportData.propertyValue + (row.percent > 20 ? 0 : row.lmi) - reportData.propertyValue * row.percent / 100, 30, bestRate.interestRate, 'weekly') | noFractionCurrency }}

Monthly repayments are based on your property value and a 30 year loan term. Weekly repayments are based on your property value, principal and interest repayments and a 30 year loan term. The repayments in the table should be used as a sample only and is based on the interest rate displayed in the table, your actual repayments may differ depending on the interest rate and your loan amount. 

Please see full Disclaimer here.

Monthly repayments are based on your property value and a 30 year loan term. Weekly repayments are based on your property value, principal and interest repayments and a 30 year loan term. The repayments in the table should be used as a sample only and is based on the interest rate displayed in the table, your actual repayments may differ depending on the interest rate and your loan amount. 

Please see full Disclaimer here.


This communication is not an offer of credit. This information is based on a principal and interest home loan for owner-occupied of $250,000 with 80 per cent loan value ratio over a term of 30 years, fees that may apply (such as establishment, ongoing, valuation, lender’s mortgage insurance and government charges etc) are not included. Subject to credit assessment and individual lenders’ criteria. Rates as at 24 April 2017 and subject to change. For more information about how to get the best deal on your home loan it is recommended that you visit the ASIC consumer website www.moneysmart.gov.au.

This information is issued by QInvest Limited (ABN 35 063 511 580, AFSL and Australian Credit Licence Number 238274) which is ultimately owned by the QSuper Board (ABN 32 125 059 006) as trustee for the QSuper Fund (ABN 60 905 115 063). QInvest is a separate legal entity responsible for the financial services and credit services it provides. Advice fees apply. Unless we let you know otherwise, all products are issued by the QSuper Board as trustee for the QSuper Fund. When we say “we”, “us”, “our” or “QSuper”, we’re talking about the QSuper Board or QInvest Limited, unless the context we’re using it in suggests otherwise.

We've put this information together as general information only so keep in mind that it doesn't take into account your personal objectives, financial situation, or needs. You can download a copy of the QInvest's Credit Guide at qinvest.com.au. or call us on 1300 360 750 and ask for a copy. Before you make any decision to acquire a product, or to keep hold of one you already have – you should download a copy of the product disclosure statement or call us on 1300 360 750 and ask for a copy.

The credit services advertised are provided by QInvest Limited. QSuper doesn’t receive any direct payments or commissions from QInvest Limited as a result of members using the LoanFinder service. You should make your own decision about how suitable this service is for your individual needs.

Your local home loan professional will contact you to discuss products and rates that may best suit you

About {{ reportData.brokerFullName }}

Choice Home Loans is the national innovator in providing mortgage services and creating home loan solutions for people around Australia. We have won multiple Australian Mortgage Awards because of our commitment to excellent customer service, professionalism, reliability, integrity and for having the most positive impact on the industry as a whole.

Choice consultants have been helping people live their dream of home ownership and ensuring they have the loan to suit their needs for over 9 years. No more meeting with the banks. Instead you can have your own professional guide to help untangle the mortgage companies maze, accessing over 30 home loan banks and lending institutions.  Your choice consultant will listen to your needs and help you choose the loan that suits you best. They will explain all about mortgage reduction strategies, how to achieve a low interest payment and how you can reduce or eliminate fees.  Buying a home or investment property should be one of the most rewarding, exciting moments in your life, and your choice consultant is committed to help you achieve these goals.

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Property price estimate

Your property's price estimate is ...

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Properties in your postcode {{ reportData.location.postcode }}

Please find below a number of sold properties and current listings that may be comparable to your property.

Sold Properties
For Sale
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There are currently no listings in your area
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Local area data

Financials
Interest Rate History
Demographics
Property
Median household
monthly income
Median
weekly rent
Median monthly
mortgage repayments
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Australia
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Data provided by Australian Bureau of Statistics

Applications are subject to approval. Conditions, fees and charges apply. Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. © 2018 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.