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Hi {{ reportData.firstName }},



Thank you for your enquiry. Please find below your free home loan report.



Thank you for your enquiry. Please find below your free property and home loan report.

As you are considering your mortgage options, {{ reportData.brokerFullName }} from {{ reportData.brokerCompanyName }} will be in contact with you shortly to discuss your property and home loan requirements. Should you have any immediate queries, please contact them directly.


Thank you for your enquiry. Please find below your free property and home loan report.

A home loan professional will be in contact with you shortly to discuss your requirements and home loan options.

Your local home loan professional

Your local home loan professional

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{{ reportData.brokerFullName }} will contact you to verify your borrowing capacity as this may vary.

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Click Here for Important Information
  • Borrowing Capacity is calculated based on the information you submitted, the lowest featured basic variable rate below as of today and a loan term of 30 years. This result is a guide and does not relate to any specific lender.
  • Deposit of 10% has been used in the calculations, however this may vary between lenders and the amount borrowed. Please note that should the Loan to Value Ratio (LVR) be greater than 80%, Lenders Mortgage Insurance (LMI) may apply. LMI cost varies between lenders. Your home loan professional will be able to discuss if this will impact you and your loan.

  • Potential New Loan is calculated based on your property’s value today less your deposit of 10% on the new loan. Potential New Loan may include LMI if your LVR is greater than 80%. LMI cost varies between lenders. 

    • Should this amount be less than the Required Loan, you may not be able to refinance your existing loan.

    • Should this amount be greater than your Borrowing Capacity then you may not be able to borrow this full amount.

  • Required Loan is the outstanding balance on your current home loan. Should this amount be greater than your Borrowing Capacity then you may not be able to refinance your existing loan. Required Loan may include LMI if your LVR is greater than 80%. LMI cost varies between lenders. 

        Please see full Disclaimer here.

  • Borrowing Capacity is calculated based on the information you submitted, the lowest featured basic variable rate below as of today and a loan term of 30 years. This result is a guide and does not relate to any specific lender.
  • Stamp Duty, payable to the State Government, is calculated based on the value of the property and the state in which the property is located. This is subject to change at any time.  
  • Upfront Fees include estimate conveyancing and bank fees. These numbers are indicative and may vary between providers.
  • Deposit of 10% has been used in the calculations, however this may vary between lenders and the amount borrowed. Please note that should the Loan to Value Ratio (LVR) be greater than 80%, Lenders Mortgage Insurance (LMI) may apply. LMI cost varies between lenders. Your home loan professional will be able to discuss if this will impact you and your loan.
  • Should Your Funds Available be lower than the Total Initial Funds Required, you may need additional funds to purchase this property.
  • The Required Loan is how much you may need to borrow based on your funds available and the property value you provided. Should this amount be greater than your Borrowing Capacity, then you may not be able to borrow the full amount required. Required Loan may include LMI if your LVR is greater than 80%. LMI cost varies between lenders. 

        Please see full Disclaimer here.

  • Borrowing Capacity is calculated based on the information you submitted, the lowest featured basic variable rate below as of today and a loan term of 30 years. This result is a guide and does not relate to any specific lender.
  • Stamp Duty, payable to the State Government, is calculated based on the value of the property and the state in which the property is located. This is subject to change at any time.  
  • Upfront Fees include estimate conveyancing and bank fees. These numbers are indicative and may vary between providers.
  • Deposit of 10% has been used in the calculations, however this may vary between lenders and the amount borrowed. Please note that should the Loan to Value Ratio (LVR) be greater than 80%, Lenders Mortgage Insurance (LMI) may apply. LMI cost varies between lenders. Your home loan professional will be able to discuss if this will impact you and your loan.
  • Should Your Funds Available be lower than the Total Initial Funds Required, you may need additional funds to purchase this property.
  • The Required Loan is how much you may need to borrow based on the initial funds required to purchase this property and the property value you provided. Should this amount be greater than your Borrowing Capacity, then you may not be able to borrow the full amount required. Required Loan may include LMI if your LVR is greater than 80%. LMI cost varies between lenders. 

        Please see full Disclaimer here.

Featured rates as of {{ reportData.reportDate | date: 'd MMMM yyyy' }}

Please find below some of the featured rates on offer today. There may be further discounts available to you which your home loan professional will discuss with you. Please note that the rates below are not official lender rates, they are for the sample use only. 

 

Variable
Major Banks
Fixed 1 Yr
Fixed 3 Yr
Fixed 5 Yr

Professional loan packages, unlike basic loans, may include additional features such as premium credit cards, redraw, offset accounts and more. 

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Home Loan
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{{ reportData.brokerCompanyName=='Reduce Home Loans' ? 'Interest' : (rateType == 1 ? "Variable" : "Fixed") }} rate
{{ rate.interestRate.toFixed(2) }}%p.a.
Comparison rate*
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Monthly repayments (Principal & Interest)
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Monthly repayments (Interest only)
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How your deposit can impact your repayment:

%
Deposit
Required loan
LMI
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Comparison rate*
Weekly repayments
{{ row.percent }}%
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{{ (reportData.propertyValue + (row.percent >= 20 ? 0 : row.lmi) - reportData.propertyValue * row.percent / 100) | noFractionCurrency }}
{{ row.lmi | noFractionCurrency }}
{{ bestRate.interestRate.toFixed(2) }}%p.a.
{{ bestRate.comparisonRate.toFixed(2) }}%p.a.
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* The comparison rate is based on secured credit of $150,000 and a term of 25 years. Fees, charges, terms and conditions apply. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Monthly repayments are based on your property value and a 30 year loan term. Weekly repayments are based on your property value, principal and interest repayments and a 30 year loan term.

Please see full Disclaimer here.

Property price estimate

Your property's price estimate is ...

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{{reportData.avmConfidence}} confidence estimate

Properties in your postcode {{ reportData.location.postcode }}

Please find below a number of sold properties and current listings that may be comparable to your property.

Sold Properties
For Sale
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Beds {{ selectedProperty.features.general.bedrooms }} Baths {{ selectedProperty.features.general.bathrooms }} Cars {{ selectedProperty.features.general.parkingSpaces }}
There are currently no listings in your area
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Beds {{ property.features.general.bedrooms }} Cars {{ property.features.general.bathrooms }} Baths {{ property.features.general.parkingSpaces }}
Data provided by

Local area data

Financials
Interest Rate History
Demographics
Property
Median household
monthly income
Median
weekly rent
Median monthly
mortgage repayments
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Australia
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Data provided by Australian Bureau of Statistics

The fixed and variable interest rates are calculated based on the averages of Westpac, CommBank, NAB, ANZ and St.George.

About {{ reportData.brokerFullName }}

Choice Home Loans is the national innovator in providing mortgage services and creating home loan solutions for people around Australia. We have won multiple Australian Mortgage Awards because of our commitment to excellent customer service, professionalism, reliability, integrity and for having the most positive impact on the industry as a whole.

Choice consultants have been helping people live their dream of home ownership and ensuring they have the loan to suit their needs for over 9 years. No more meeting with the banks. Instead you can have your own professional guide to help untangle the mortgage companies maze, accessing over 30 home loan banks and lending institutions.  Your choice consultant will listen to your needs and help you choose the loan that suits you best. They will explain all about mortgage reduction strategies, how to achieve a low interest payment and how you can reduce or eliminate fees.  Buying a home or investment property should be one of the most rewarding, exciting moments in your life, and your choice consultant is committed to help you achieve these goals.

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